{"id":242155,"date":"2023-11-04T11:51:58","date_gmt":"2023-11-04T16:51:58","guid":{"rendered":"https:\/\/morinassurance.wpenginepowered.com\/contact\/"},"modified":"2024-06-01T09:44:09","modified_gmt":"2024-06-01T14:44:09","slug":"contact","status":"publish","type":"page","link":"https:\/\/morinassurances.com\/en\/contact\/","title":{"rendered":"Contact"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; specialty=&#8221;on&#8221; padding_top_bottom_link_1=&#8221;false&#8221; admin_label=&#8221;Conversion formulaire contact&#8221; _builder_version=&#8221;4.16&#8243; background_color=&#8221;#f4f4f4&#8243; min_height=&#8221;561px&#8221; custom_padding=&#8221;||||false|false&#8221; bottom_divider_style=&#8221;wave&#8221; bottom_divider_color=&#8221;#ffffff&#8221; bottom_divider_height=&#8221;16vw&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; specialty_columns=&#8221;2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_row_inner _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;50px||||false|false&#8221; custom_padding_tablet=&#8221;0px||||false|false&#8221; custom_padding_phone=&#8221;&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_divider color=&#8221;#e63912&#8243; divider_position=&#8221;center&#8221; divider_weight=&#8221;1px&#8221; _builder_version=&#8221;4.16&#8243; width=&#8221;120px&#8221; height=&#8221;7px&#8221; box_shadow_style=&#8221;preset7&#8243; box_shadow_horizontal=&#8221;40px&#8221; box_shadow_vertical=&#8221;0px&#8221; box_shadow_color=&#8221;#e63912&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][et_pb_text _builder_version=&#8221;4.16&#8243; header_font=&#8221;Merriweather|700||on|||||&#8221; header_text_color=&#8221;#e63912&#8243; header_font_size=&#8221;11px&#8221; header_letter_spacing=&#8221;1px&#8221; header_4_font=&#8221;Merriweather|700||on|||||&#8221; header_4_text_color=&#8221;#e63912&#8243; header_4_font_size=&#8221;11px&#8221; header_4_letter_spacing=&#8221;1px&#8221; custom_margin=&#8221;-38px|||130px|false|false&#8221; custom_padding=&#8221;||||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Contact<\/h1>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.16&#8243; text_font=&#8221;Merriweather||||||||&#8221; text_text_color=&#8221;#47525e&#8221; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.8em&#8221; header_font=&#8221;Merriweather|700|||||||&#8221; header_font_size=&#8221;60px&#8221; header_line_height=&#8221;1.1em&#8221; header_2_font=&#8221;Merriweather|700|||||||&#8221; header_2_text_color=&#8221;#47525e&#8221; header_2_font_size=&#8221;50px&#8221; header_2_line_height=&#8221;1.2em&#8221; header_font_size_tablet=&#8221;40px&#8221; header_font_size_phone=&#8221;30px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; header_2_font_size_tablet=&#8221;30px&#8221; header_2_font_size_phone=&#8221;25px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>We&#8217;ll get back to you as soon as possible.<\/h2>\n<p>Our brokers will be happy to process your request to your complete satisfaction. They will then contact you as soon as possible!<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;#urgence&#8221; button_text=&#8221;Emergency&#8221; button_alignment=&#8221;left&#8221; _builder_version=&#8221;4.16&#8243; custom_button=&#8221;on&#8221; button_text_size=&#8221;12px&#8221; button_text_color=&#8221;#ffffff&#8221; button_bg_color=&#8221;#e63912&#8243; button_bg_color_gradient_direction=&#8221;140deg&#8221; button_bg_color_gradient_stops=&#8221;#007aff 0%|#001f4c 100%&#8221; button_bg_color_gradient_start=&#8221;#007aff&#8221; button_bg_color_gradient_end=&#8221;#001f4c&#8221; button_border_width=&#8221;0px&#8221; button_border_radius=&#8221;100px&#8221; button_letter_spacing=&#8221;2px&#8221; button_font=&#8221;PT Sans|700||on|||||&#8221; button_use_icon=&#8221;off&#8221; custom_padding=&#8221;10px|20px|10px|20px|true|true&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_vertical=&#8221;0px&#8221; box_shadow_blur=&#8221;0px&#8221; box_shadow_spread=&#8221;-10px&#8221; 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icon_color=&#8221;#ffffff&#8221; image_icon_background_color=&#8221;#e63912&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;16px&#8221; _builder_version=&#8221;4.23&#8243; header_font=&#8221;Merriweather|700||on|||||&#8221; header_text_color=&#8221;#47525e&#8221; header_font_size=&#8221;12px&#8221; body_font=&#8221;PT Sans||||||||&#8221; body_text_color=&#8221;#2a3749&#8243; body_font_size=&#8221;16px&#8221; image_icon_custom_padding=&#8221;8px|8px|8px|8px|false|false&#8221; border_radii_image=&#8221;on|100%|100%|100%|100%&#8221; use_circle=&#8221;on&#8221; circle_color=&#8221;#e63912&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; image_icon_background_color__sticky_enabled=&#8221;#7EBEC5&#8243; image_icon_background_color__sticky=&#8221;#7EBEC5&#8243;]<\/p>\n<p>Monday to Friday: 8:30 a.m. to 4:30 p.m.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column_inner][et_pb_column_inner type=&#8221;1_2&#8243; saved_specialty_column_type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; 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_builder_version=&#8221;4.23&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.23&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Merriweather|700||on|||||&#8221; text_text_color=&#8221;#47525e&#8221; text_font_size=&#8221;20px&#8221; text_orientation_last_edited=&#8221;off|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Montr\u00e9al<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.23&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#47525e&#8221; text_orientation_last_edited=&#8221;off|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>2510 Notre Dame<br \/>Lachine, Quebec<br \/>H8S 2G9<\/p>\n<p>[\/et_pb_text][et_pb_blurb title=&#8221;Phone&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#xe00b;||divi||400&#8243; icon_color=&#8221;#ffffff&#8221; image_icon_background_color=&#8221;#e63912&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;16px&#8221; 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header_4_line_height=&#8221;1.3em&#8221; header_2_font_size_tablet=&#8221;32px&#8221; header_2_font_size_phone=&#8221;24px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_3_font_size_tablet=&#8221;32px&#8221; header_3_font_size_phone=&#8221;24px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; header_4_font_size_tablet=&#8221;32px&#8221; header_4_font_size_phone=&#8221;24px&#8221; header_4_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>In the event of a claim<\/h2>\n<p>When it matters most, you&#8217;ll find us at your side, for fast, clear answers.<\/p>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.23&#8243; text_font=&#8221;Merriweather||||||||&#8221; text_text_color=&#8221;#47525e&#8221; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.8em&#8221; header_font=&#8221;Merriweather|700|||||||&#8221; header_font_size=&#8221;60px&#8221; header_line_height=&#8221;1.1em&#8221; header_2_font=&#8221;Merriweather|700|||||||&#8221; header_2_text_color=&#8221;#47525e&#8221; header_2_font_size=&#8221;50px&#8221; header_font_size_tablet=&#8221;40px&#8221; header_font_size_phone=&#8221;30px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; header_2_font_size_tablet=&#8221;30px&#8221; header_2_font_size_phone=&#8221;25px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]In the event of a claim, contact us at <a href=\"tel:514-634-7115\">514 634-7115<\/a>, <strong>Monday to Friday, 8:30 a.m. to 4:30 p.<\/strong>m., or your insurer at any other time.[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner type=&#8221;1_2&#8243; saved_specialty_column_type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Aviva&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#xe00b;||divi||400&#8243; icon_color=&#8221;#ffffff&#8221; image_icon_background_color=&#8221;#e63912&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;16px&#8221; admin_label=&#8221;Aviva&#8221; _builder_version=&#8221;4.16&#8243; header_font=&#8221;Merriweather|700||on|||||&#8221; header_text_color=&#8221;#47525e&#8221; header_font_size=&#8221;12px&#8221; body_font=&#8221;PT Sans||||||||&#8221; body_text_color=&#8221;#2a3749&#8243; body_font_size=&#8221;16px&#8221; image_icon_custom_padding=&#8221;8px|8px|8px|8px|false|false&#8221; link_option_url=&#8221;tel:1-866-692-8482&#8243; border_radii_image=&#8221;on|100%|100%|100%|100%&#8221; use_circle=&#8221;on&#8221; circle_color=&#8221;#e63912&#8243; global_colors_info=&#8221;{}&#8221; image_icon_background_color__sticky_enabled=&#8221;#7EBEC5&#8243; image_icon_background_color__sticky=&#8221;#7EBEC5&#8243;]<\/p>\n<p>1 866 692-8482<\/p>\n<p>[\/et_pb_blurb][et_pb_blurb title=&#8221;Economical&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#xe00b;||divi||400&#8243; icon_color=&#8221;#ffffff&#8221; image_icon_background_color=&#8221;#e63912&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;16px&#8221; admin_label=&#8221;Economical&#8221; _builder_version=&#8221;4.16&#8243; header_font=&#8221;Merriweather|700||on|||||&#8221; header_text_color=&#8221;#47525e&#8221; header_font_size=&#8221;12px&#8221; body_font=&#8221;PT Sans||||||||&#8221; body_text_color=&#8221;#2a3749&#8243; body_font_size=&#8221;16px&#8221; image_icon_custom_padding=&#8221;8px|8px|8px|8px|false|false&#8221; link_option_url=&#8221;tel:1-888-875-8088&#8243; border_radii_image=&#8221;on|100%|100%|100%|100%&#8221; use_circle=&#8221;on&#8221; circle_color=&#8221;#e63912&#8243; global_colors_info=&#8221;{}&#8221; image_icon_background_color__sticky_enabled=&#8221;#7EBEC5&#8243; image_icon_background_color__sticky=&#8221;#7EBEC5&#8243;]<\/p>\n<p>1 888 875-8088<\/p>\n<p>[\/et_pb_blurb][et_pb_blurb title=&#8221;Estrie-Richelieu Group  &#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#xe00b;||divi||400&#8243; icon_color=&#8221;#ffffff&#8221; image_icon_background_color=&#8221;#e63912&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;16px&#8221; admin_label=&#8221;Groupe Estrie-Richelieu &#8221; _builder_version=&#8221;4.16&#8243; header_font=&#8221;Merriweather|700||on|||||&#8221; header_text_color=&#8221;#47525e&#8221; header_font_size=&#8221;12px&#8221; body_font=&#8221;PT Sans||||||||&#8221; body_text_color=&#8221;#2a3749&#8243; body_font_size=&#8221;16px&#8221; image_icon_custom_padding=&#8221;8px|8px|8px|8px|false|false&#8221; link_option_url=&#8221;tel:450-378-0101&#8243; border_radii_image=&#8221;on|100%|100%|100%|100%&#8221; use_circle=&#8221;on&#8221; circle_color=&#8221;#e63912&#8243; global_colors_info=&#8221;{}&#8221; image_icon_background_color__sticky_enabled=&#8221;#7EBEC5&#8243; image_icon_background_color__sticky=&#8221;#7EBEC5&#8243;]<\/p>\n<p>450 378-0101<\/p>\n<p>[\/et_pb_blurb][et_pb_blurb title=&#8221;Intact&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#xe00b;||divi||400&#8243; icon_color=&#8221;#ffffff&#8221; image_icon_background_color=&#8221;#e63912&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;16px&#8221; admin_label=&#8221;Intact&#8221; _builder_version=&#8221;4.16&#8243; header_font=&#8221;Merriweather|700||on|||||&#8221; header_text_color=&#8221;#47525e&#8221; header_font_size=&#8221;12px&#8221; body_font=&#8221;PT Sans||||||||&#8221; body_text_color=&#8221;#2a3749&#8243; body_font_size=&#8221;16px&#8221; image_icon_custom_padding=&#8221;8px|8px|8px|8px|false|false&#8221; link_option_url=&#8221;tel:1-866-464-2424&#8243; border_radii_image=&#8221;on|100%|100%|100%|100%&#8221; 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body_font_size=&#8221;16px&#8221; image_icon_custom_padding=&#8221;8px|8px|8px|8px|false|false&#8221; link_option_url=&#8221;tel:1-800-463-4800&#8243; border_radii_image=&#8221;on|100%|100%|100%|100%&#8221; use_circle=&#8221;on&#8221; circle_color=&#8221;#e63912&#8243; global_colors_info=&#8221;{}&#8221; image_icon_background_color__sticky_enabled=&#8221;#7EBEC5&#8243; image_icon_background_color__sticky=&#8221;#7EBEC5&#8243;]<\/p>\n<p>1-800-463-4800<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;FAQ&#8221; _builder_version=&#8221;4.16&#8243; top_divider_style=&#8221;triangle&#8221; top_divider_color=&#8221;#e63912&#8243; top_divider_height=&#8221;25px&#8221; top_divider_flip=&#8221;vertical&#8221; border_width_top=&#8221;2px&#8221; border_color_top=&#8221;#e63912&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.16&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.23&#8243; text_font=&#8221;Merriweather|700||on|||||&#8221; text_text_color=&#8221;#47525e&#8221; text_font_size=&#8221;50px&#8221; text_line_height=&#8221;1.3em&#8221; header_2_font=&#8221;Merriweather|700||on|||||&#8221; header_2_text_color=&#8221;#47525e&#8221; header_2_font_size=&#8221;50px&#8221; header_2_line_height=&#8221;1.3em&#8221; text_font_size_tablet=&#8221;32px&#8221; text_font_size_phone=&#8221;24px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; header_2_font_size_tablet=&#8221;32px&#8221; header_2_font_size_phone=&#8221;24px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>General questions<\/h2>\n<p>[\/et_pb_text][et_pb_divider color=&#8221;#e63912&#8243; divider_position=&#8221;center&#8221; divider_weight=&#8221;1px&#8221; _builder_version=&#8221;4.16&#8243; width=&#8221;120px&#8221; height=&#8221;7px&#8221; box_shadow_style=&#8221;preset7&#8243; box_shadow_horizontal=&#8221;40px&#8221; box_shadow_vertical=&#8221;0px&#8221; box_shadow_color=&#8221;#e63912&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][et_pb_text _builder_version=&#8221;4.16&#8243; header_4_font=&#8221;Merriweather|700||on|||||&#8221; header_4_text_color=&#8221;#e63912&#8243; header_4_font_size=&#8221;11px&#8221; header_4_letter_spacing=&#8221;1px&#8221; custom_margin=&#8221;-38px|||130px|false|false&#8221; custom_padding=&#8221;||||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>FAQ<\/h4>\n<p>[\/et_pb_text][et_pb_accordion open_toggle_text_color=&#8221;#47525e&#8221; open_toggle_background_color=&#8221;#ffffff&#8221; closed_toggle_text_color=&#8221;#47525e&#8221; closed_toggle_background_color=&#8221;#ffffff&#8221; icon_color=&#8221;#e63912&#8243; _builder_version=&#8221;4.23&#8243; toggle_text_color=&#8221;#47525e&#8221; toggle_font=&#8221;Merriweather|700|||||||&#8221; toggle_line_height=&#8221;1.3em&#8221; closed_toggle_font=&#8221;Merriweather||||||||&#8221; body_font=&#8221;Merriweather||||||||&#8221; body_text_color=&#8221;#47525e&#8221; body_font_size=&#8221;15px&#8221; body_line_height=&#8221;1.9em&#8221; border_radii=&#8221;on|6px|6px|6px|6px&#8221; border_width_all=&#8221;0px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_color=&#8221;rgba(12,113,195,0.13)&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_accordion_item title=&#8221;If I work from home, do I have to notify my insurance company?&#8221; open=&#8221;on&#8221; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;30px||30px|30px|true|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>If you have a home office, you must notify your insurer. Special protection will be required<br \/> can be added to your contract:<\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li>Computer equipment;<\/li>\n<li>Civil liability if you receive customers;<\/li>\n<li>Etc.<\/li>\n<\/ul>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Why does the presence of a wood stove in my home affect my insurance premium?&#8221; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;30px||30px|30px|true|false&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p>The risk of fire is much higher when using a wood-burning stove. The insurance premium may vary according to the frequency of use. The insurance company may want confirmation that the stove and chimney are in compliance, as well as their installation.<\/p>\n<p>[\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_accordion open_toggle_text_color=&#8221;#ffffff&#8221; open_toggle_background_color=&#8221;#e63912&#8243; closed_toggle_background_color=&#8221;#e63912&#8243; icon_color=&#8221;#ffffff&#8221; _builder_version=&#8221;4.23&#8243; toggle_text_color=&#8221;#ffffff&#8221; toggle_font=&#8221;Merriweather|700|||||||&#8221; toggle_line_height=&#8221;1.3em&#8221; body_font=&#8221;Merriweather||||||||&#8221; body_text_color=&#8221;#ffffff&#8221; body_font_size=&#8221;15px&#8221; body_line_height=&#8221;1.9em&#8221; border_radii=&#8221;on|6px|6px|6px|6px&#8221; border_width_all=&#8221;0px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_color=&#8221;rgba(12,113,195,0.13)&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_accordion_item title=&#8221;I was involved in an accident when someone hit my car while it was parked. Do I have to pay a deductible?&#8221; open=&#8221;on&#8221; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;30px||30px|30px|true|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>No deductible applies in the event of an at-fault collision.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Is my vehicle insured if I lend it to a friend and he has an accident?&#8221; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;30px||30px|30px|true|false&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p>Any driver with a valid driver&#8217;s license can drive your vehicle. In the event of an accident, you&#8217;ll be covered according to the coverage you have. However, you are required to declare any driver living in your household who holds a valid driver&#8217;s license. The same applies if this person drives your car on a regular basis.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;If I&#8217;m not at fault for the accident, will the third party&#8217;s insurer pay for the damage to my car?&#8221; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;30px||30px|30px|true|false&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p>The vehicle&#8217;s insurer will always foot the bill for repairs, depending on your coverage.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;I&#8217;m a tenant with old furniture that&#8217;s worth next to nothing. Do I really need insurance?&#8221; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;30px||30px|30px|true|false&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p>An insurance contract includes a <strong>replacement value<\/strong> clause. This means you can replace your damaged goods with new ones of the same quality. What&#8217;s more, liability insurance is also included in all insurance contracts. This will come in handy, especially if you cause a fire in your home that results in damage to your neighbors. Your insurer can compensate your neighbors for the damage caused by the fire you started.<\/p>\n<p>[\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; custom_padding=&#8221;||5%||false|false&#8221; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/morinassurances.com\/wp-content\/uploads\/2023\/11\/Arthur-bonjour-dit-bonjour.png&#8221; title_text=&#8221;Arthur bonjour says hello&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#47525e&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.4em&#8221; header_2_font=&#8221;|700||on|||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#e63912&#8243; header_2_font_size=&#8221;40px&#8221; header_2_letter_spacing=&#8221;2px&#8221; header_3_font=&#8221;||||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#47525e&#8221; header_3_font_size=&#8221;30px&#8221; header_3_line_height=&#8221;1.2em&#8221; text_orientation=&#8221;center&#8221; header_2_font_size_tablet=&#8221;40px&#8221; header_2_font_size_phone=&#8221;40px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2><span>NEW<\/span><\/h2>\n<p>[\/et_pb_text][et_pb_text module_id=&#8221;Bouton_Koios_Essayez&#8221; module_class=&#8221;Bouton_Koios_Essayez&#8221; _builder_version=&#8221;4.23&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#47525e&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.4em&#8221; header_2_font=&#8221;|700||on|||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#47525e&#8221; header_2_font_size=&#8221;40px&#8221; header_2_letter_spacing=&#8221;2px&#8221; header_3_font=&#8221;||||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#47525e&#8221; header_3_font_size=&#8221;30px&#8221; header_3_line_height=&#8221;1.2em&#8221; text_orientation=&#8221;center&#8221; header_2_font_size_tablet=&#8221;40px&#8221; header_2_font_size_phone=&#8221;40px&#8221; header_2_font_size_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3><span>I am <span style=\"color: #e63912;\">Arthur<\/span>, your <span style=\"color: #e63912;\">intelligent virtual assistant<\/span> in property and casualty insurance.<\/span><\/h3>\n<p><span>You can ask me questions, request a quote or contact a broker directly (by phone or chat).<\/span><\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/malouin-assurance.olivobot.com\/en\/&#8221; 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Our brokers will be happy to process your request to your complete satisfaction. They will then contact you as soon as possible!info@morinassurances.comMonday to Friday: 8:30 a.m. to 4:30 p.m.514 634-7115514 634-7118Your satisfaction is our top priorityEvery day we advise you to the best of our knowledge. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-242155","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.6 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Contact | Morin Assurance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/morinassurances.com\/en\/contact\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Contact | Morin assurances\" \/>\n<meta property=\"og:description\" content=\"ContactWe&#039;ll get back to you as soon as possible. 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