[et_pb_section fb_built=”1″ _builder_version=”4.22.1″ _module_preset=”default” z_index=”-2″ global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.22.1″ _module_preset=”default” z_index=”-1″ global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.23″ _module_preset=”default” ol_line_height=”1.6em” header_font=”Merriweather|700||on|||||” header_text_color=”#e63912″ header_2_font=”Merriweather|||on|||||” header_2_text_color=”#e63912″ header_2_line_height=”1.4em” global_colors_info=”{}”]<\/p>\n
At Morin Assurance, we take the protection of your security seriously, just as we value the confidentiality of your personal information. Our commitment is based on four essential principles.<\/strong><\/strong><\/p>\n [\/et_pb_text][et_pb_text _builder_version=”4.23″ _module_preset=”default” ol_line_height=”1.6em” header_font=”Merriweather|700||on|||||” header_text_color=”#e63912″ global_colors_info=”{}”]<\/p>\n These principles ensure that your data is handled with the utmost care and respect for your privacy throughout our collaboration. At Morin Assurance, your trust is essential, and we work diligently to earn that trust at every stage of our relationship.<\/p>\n An internal policy has been established to educate employees, including insurance brokers, on best practices to be adopted in the course of professional activities for the firm. Yvan Malouin, President of the firm, has been appointed as the person responsible for the protection of personal information<\/strong> for the firm.<\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” ol_line_height=”1.6em” header_font=”Merriweather|700||on|||||” header_text_color=”#e63912″ header_2_font=”Merriweather|||on|||||” header_2_text_color=”#e63912″ header_2_line_height=”1.4em” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_blurb title=”LIMITED TO THE ESSENTIALS: ” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#e63912″ icon_placement=”left” _builder_version=”4.22.1″ _module_preset=”default” header_level=”h3″ header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.3em” body_font_size=”16px” global_colors_info=”{}” content__hover_enabled=”off|desktop”]<\/p>\n We collect, use, and disclose only the necessary information to ensure that only relevant data is processed in the course of our business relationship.<\/p>\n [\/et_pb_blurb][et_pb_blurb title=”COMPLETE TRANSPARENCY: ” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#e63912″ icon_placement=”left” _builder_version=”4.22.1″ _module_preset=”default” header_level=”h3″ header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.3em” body_font_size=”16px” global_colors_info=”{}” content__hover_enabled=”off|desktop”]<\/p>\n Our commitment to you is built on transparency. Throughout our relationship, we act with clarity and openness regarding the use of your personal information.<\/p>\n [\/et_pb_blurb][et_pb_blurb title=”INFORMED CONSENT: ” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#e63912″ icon_placement=”left” _builder_version=”4.22.1″ _module_preset=”default” header_level=”h3″ header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.3em” body_font_size=”16px” global_colors_info=”{}” content__hover_enabled=”off|desktop”]<\/p>\n Before collecting, using, or sharing your personal information, we always obtain your prior informed consent, clearly informing you of the purposes and terms of processing.<\/p>\n [\/et_pb_blurb][et_pb_blurb title=”PRIVACY PROTECTION: ” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#e63912″ icon_placement=”left” _builder_version=”4.22.1″ _module_preset=”default” header_level=”h3″ header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.3em” body_font_size=”16px” global_colors_info=”{}” content__hover_enabled=”off|desktop”]<\/p>\n The security of your personal information is our top priority. We implement robust security measures to ensure the confidentiality and protection of your data.<\/p>\n [\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.17.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_row column_structure=”2_3,1_3″ _builder_version=”4.22.1″ _module_preset=”default” width=”100%” max_width=”80%” global_colors_info=”{}”][et_pb_column type=”2_3″ _builder_version=”4.17.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text ol_position=”outside” module_id=”qui” _builder_version=”4.22.1″ _module_preset=”default” ol_line_height=”1.6em” header_font=”Merriweather|700||on|||||” header_text_color=”#e63912″ header_2_font=”Merriweather|||on|||||” header_2_text_color=”#e63912″ header_2_line_height=”1.4em” global_colors_info=”{}”]<\/p>\n This statement applies to all individuals whose personal information we process in the course of our activities.<\/p>\n Here are some examples of individuals covered by these rules:<\/strong><\/p>\n [\/et_pb_text][et_pb_blurb title=”MORIN ASSURANCE CUSTOMERS :” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#e63912″ icon_placement=”left” content_max_width=”100%” _builder_version=”4.23″ _module_preset=”default” header_level=”h3″ header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.3em” body_font_size=”16px” global_colors_info=”{}” content__hover_enabled=”off|desktop”]<\/p>\n You have subscribed to an insurance policy with us as the insured, co-insured, beneficiary, dependent or payer.<\/p>\n [\/et_pb_blurb][et_pb_blurb title=”INDIVIDUALS INTERACTING WITH MORIN ASSURANCE, EVEN IF THEY ARE NOT CUSTOMERS:” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#e63912″ icon_placement=”left” content_max_width=”100%” _builder_version=”4.23″ _module_preset=”default” header_level=”h3″ header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.3em” body_font_size=”16px” global_colors_info=”{}” content__hover_enabled=”off|desktop”]<\/p>\n [\/et_pb_blurb][et_pb_divider color=”#e63912″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_divider][et_pb_text ol_position=”outside” module_id=”comment” _builder_version=”4.22.1″ _module_preset=”default” ol_line_height=”1.6em” header_font=”Merriweather|700||on|||||” header_text_color=”#e63912″ header_2_font=”Merriweather|||on|||||” header_2_text_color=”#e63912″ header_2_line_height=”1.4em” header_3_font=”|700|||||||” header_3_text_color=”#47525e” global_colors_info=”{}”]<\/p>\n We collect your personal information from various sources, including:<\/p>\n [\/et_pb_text][et_pb_blurb title=”YOURSELF:” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#e63912″ icon_placement=”left” content_max_width=”100%” _builder_version=”4.22.1″ _module_preset=”default” header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.3em” body_font_size=”16px” global_colors_info=”{}” content__hover_enabled=”off|desktop”]<\/p>\n When you interact directly with us, whether by filling out forms, contacting our customer service, or using our services.<\/p>\n [\/et_pb_blurb][et_pb_blurb title=”INDIVIDUALS WHO HAVE PURCHASED A PRODUCT OR SERVICE FROM US:” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#e63912″ icon_placement=”left” content_max_width=”100%” _builder_version=”4.22.1″ _module_preset=”default” header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.3em” body_font_size=”16px” global_colors_info=”{}” content__hover_enabled=”off|desktop”]<\/p>\n If you are identified as a beneficiary or dependent under an insurance policy, we may obtain your personal information from the primary insured person. Before providing us with your information, these individuals must obtain your consent for the collection, use, and disclosure of your personal information.<\/p>\n [\/et_pb_blurb][et_pb_text ol_position=”outside” module_id=”comment” _builder_version=”4.22.1″ _module_preset=”default” ol_line_height=”1.6em” header_font=”Merriweather|700||on|||||” header_text_color=”#e63912″ header_2_font=”Merriweather|||on|||||” header_2_text_color=”#e63912″ header_2_line_height=”1.4em” header_3_font=”|700|||||||” header_3_text_color=”#47525e” global_colors_info=”{}”]<\/p>\n We use several methods to collect your personal information. Here are some examples of how we proceed:<\/p>\n [\/et_pb_text][et_pb_blurb title=”BY PHONE:” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#e63912″ icon_placement=”left” content_max_width=”100%” _builder_version=”4.22.1″ _module_preset=”default” header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.3em” body_font_size=”16px” global_colors_info=”{}” content__hover_enabled=”off|desktop”]<\/p>\n When you communicate with our customer service or agents over the phone, we may collect information necessary to respond to your requests or process transactions.<\/p>\n [\/et_pb_blurb][et_pb_blurb title=”IN PERSON:” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#e63912″ icon_placement=”left” content_max_width=”100%” _builder_version=”4.22.1″ _module_preset=”default” header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.3em” body_font_size=”16px” global_colors_info=”{}” content__hover_enabled=”off|desktop”]<\/p>\n If you visit our offices or meet our representatives in person, we may collect data to facilitate our services and interactions.<\/p>\n [\/et_pb_blurb][et_pb_blurb title=”USING FORMS AND DIGITAL INTERFACES:” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#e63912″ icon_placement=”left” content_max_width=”100%” _builder_version=”4.22.1″ _module_preset=”default” header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.3em” body_font_size=”16px” global_colors_info=”{}” content__hover_enabled=”off|desktop”]<\/p>\n When you fill out forms on our website or use our digital interfaces to submit information, we collect this data to process your requests.<\/p>\n [\/et_pb_blurb][et_pb_blurb title=”USING PUBLIC DATABASES:” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#e63912″ icon_placement=”left” content_max_width=”100%” _builder_version=”4.22.1″ _module_preset=”default” header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.3em” body_font_size=”16px” global_colors_info=”{}” content__hover_enabled=”off|desktop”]<\/p>\n For example, to conduct a criminal record check.<\/p>\n [\/et_pb_blurb][et_pb_divider color=”#e63912″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_divider][et_pb_text ol_position=”outside” module_id=”quel” _builder_version=”4.22.1″ _module_preset=”default” ol_line_height=”1.6em” header_font=”Merriweather|700||on|||||” header_text_color=”#e63912″ header_2_font=”Merriweather|||on|||||” header_2_text_color=”#e63912″ header_2_line_height=”1.4em” header_3_font=”|700|||||||” header_3_text_color=”#47525e” global_colors_info=”{}”]<\/p>\n The employees of the firm only collect information necessary for obtaining insurance quotes and managing insurance files. Information may be shared internally (within the firm) and externally (with insurers and wholesalers) to obtain insurance quotes and manage insurance files. Consent to the collection and use of information is obtained by brokers at the time of collection.<\/p>\n We consider \u201cpersonal information\u201d to be any information about you that allows for your direct or indirect identification (by associating it with other information).<\/p>\n Here are examples of what we may collect, use, or disclose:<\/strong><\/p>\n [\/et_pb_text][et_pb_blurb title=”INFORMATION TO IDENTIFY YOU:” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#e63912″ icon_placement=”left” content_max_width=”100%” _builder_version=”4.22.1″ _module_preset=”default” header_level=”h3″ header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.3em” body_font_size=”16px” global_colors_info=”{}” content__hover_enabled=”off|desktop”]<\/p>\n [\/et_pb_blurb][et_pb_blurb title=”INFORMATION ABOUT YOUR INSURANCE FILE:” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#e63912″ icon_placement=”left” content_max_width=”100%” _builder_version=”4.22.1″ _module_preset=”default” header_level=”h3″ header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.3em” body_font_size=”16px” global_colors_info=”{}” content__hover_enabled=”off|desktop”]<\/p>\n [\/et_pb_blurb][et_pb_blurb title=”FINANCIAL INFORMATION:” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#e63912″ icon_placement=”left” content_max_width=”100%” _builder_version=”4.22.1″ _module_preset=”default” header_level=”h3″ header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.3em” body_font_size=”16px” global_colors_info=”{}” content__hover_enabled=”off|desktop”]<\/p>\n [\/et_pb_blurb][et_pb_blurb title=”DIGITAL INFORMATION:” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#e63912″ icon_placement=”left” content_max_width=”100%” _builder_version=”4.22.1″ _module_preset=”default” header_level=”h3″ header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.3em” body_font_size=”16px” global_colors_info=”{}” content__hover_enabled=”off|desktop”]<\/p>\n [\/et_pb_blurb][et_pb_blurb title=”INFORMATION ABOUT YOUR INTERACTIONS AND COMMUNICATIONS WITH US:” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#e63912″ icon_placement=”left” content_max_width=”100%” _builder_version=”4.22.1″ _module_preset=”default” header_level=”h3″ header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.3em” body_font_size=”16px” global_colors_info=”{}” content__hover_enabled=”off|desktop”]<\/p>\n [\/et_pb_blurb][et_pb_blurb title=”INFORMATION RELATED TO OUR VERIFICATIONS AND SECURITY:” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#e63912″ icon_placement=”left” content_max_width=”100%” _builder_version=”4.22.1″ _module_preset=”default” header_level=”h3″ header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.3em” body_font_size=”16px” global_colors_info=”{}” content__hover_enabled=”off|desktop”]<\/p>\n [\/et_pb_blurb][et_pb_blurb title=”OTHER INFORMATION:” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#e63912″ icon_placement=”left” content_max_width=”100%” _builder_version=”4.22.1″ _module_preset=”default” header_level=”h3″ header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.3em” body_font_size=”16px” global_colors_info=”{}” content__hover_enabled=”off|desktop”]<\/p>\n [\/et_pb_blurb][et_pb_text ol_position=”outside” module_id=”quel” _builder_version=”4.22.1″ _module_preset=”default” ol_line_height=”1.6em” header_font=”Merriweather|700||on|||||” header_text_color=”#e63912″ header_2_font=”Merriweather|||on|||||” header_2_text_color=”#e63912″ header_2_line_height=”1.4em” header_3_font=”|700|||||||” header_3_text_color=”#47525e” global_colors_info=”{}”]<\/p>\n We only collect information that is necessary and relevant to provide our services and always respect your rights regarding privacy and the protection of personal data.<\/p>\n [\/et_pb_text][et_pb_divider color=”#e63912″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_divider][et_pb_text ol_position=”outside” module_id=”pourquoi” _builder_version=”4.22.1″ _module_preset=”default” ol_line_height=”1.6em” header_font=”Merriweather|700||on|||||” header_text_color=”#e63912″ header_2_font=”Merriweather|||on|||||” header_2_text_color=”#e63912″ header_2_line_height=”1.4em” header_3_font=”|700|||||||” header_3_text_color=”#47525e” global_colors_info=”{}”]<\/p>\n Your personal information is used for various purposes to provide you with our products and services and to comply with our legal obligations.<\/p>\n Here are the main purposes for which we collect, use, retain, and disclose your personal information:<\/strong><\/p>\n [\/et_pb_text][et_pb_blurb title=”PROVIDING YOU WITH OUR PRODUCTS AND SERVICES:” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#e63912″ icon_placement=”left” content_max_width=”100%” _builder_version=”4.22.1″ _module_preset=”default” header_level=”h3″ header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.3em” body_font_size=”16px” global_colors_info=”{}” content__hover_enabled=”off|desktop”]<\/p>\n [\/et_pb_blurb][et_pb_blurb title=”IMPROVING OUR PRODUCTS AND SERVICES:” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#e63912″ icon_placement=”left” content_max_width=”100%” _builder_version=”4.22.1″ _module_preset=”default” header_level=”h3″ header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.3em” body_font_size=”16px” global_colors_info=”{}” content__hover_enabled=”off|desktop”]<\/p>\n [\/et_pb_blurb][et_pb_blurb title=”COMPLYING WITH OUR LEGAL OBLIGATIONS:” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#e63912″ icon_placement=”left” content_max_width=”100%” _builder_version=”4.22.1″ _module_preset=”default” header_level=”h3″ header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.3em” body_font_size=”16px” global_colors_info=”{}” content__hover_enabled=”off|desktop”]<\/p>\n [\/et_pb_blurb][et_pb_blurb title=”PROVIDING YOU WITH A PERSONALIZED EXPERIENCE, IF YOU CONSENT:” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#e63912″ icon_placement=”left” content_max_width=”100%” _builder_version=”4.22.1″ _module_preset=”default” header_level=”h3″ header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.3em” body_font_size=”16px” global_colors_info=”{}” content__hover_enabled=”off|desktop”]<\/p>\n [\/et_pb_blurb][et_pb_divider color=”#e63912″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_divider][et_pb_text ol_position=”outside” module_id=”consentement” _builder_version=”4.22.1″ _module_preset=”default” ol_line_height=”1.6em” header_font=”Merriweather|700||on|||||” header_text_color=”#e63912″ header_2_font=”Merriweather|||on|||||” header_2_text_color=”#e63912″ header_2_line_height=”1.4em” header_3_font=”|700|||||||” header_3_text_color=”#47525e” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_blurb title=”5.1 WHEN WE OBTAIN YOUR CONSENT:” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#e63912″ icon_placement=”left” content_max_width=”100%” _builder_version=”4.22.1″ _module_preset=”default” header_level=”h3″ header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.3em” body_font_size=”16px” global_colors_info=”{}” content__hover_enabled=”off|desktop”]<\/p>\n We seek your consent before collecting, using, or disclosing your personal information. In some cases, the law allows us to presume that we have your consent, or it exempts us from obtaining it (see section 5.4).<\/p>\n [\/et_pb_blurb][et_pb_blurb title=”5.2 HOW WE OBTAIN YOUR CONSENT:” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#e63912″ icon_placement=”left” content_max_width=”100%” _builder_version=”4.22.1″ _module_preset=”default” header_level=”h3″ header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.3em” body_font_size=”16px” global_colors_info=”{}” content__hover_enabled=”off|desktop”]<\/p>\n We may request your consent in various ways:<\/p>\n [\/et_pb_blurb][et_pb_blurb title=”5.3 DURATION AND SCOPE OF YOUR CONSENT:” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#e63912″ icon_placement=”left” content_max_width=”100%” _builder_version=”4.22.1″ _module_preset=”default” header_level=”h3″ header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.3em” body_font_size=”16px” global_colors_info=”{}” content__hover_enabled=”off|desktop”]<\/p>\n Your consent is valid for the duration necessary to achieve the specific purposes for which we requested it. Once these purposes are achieved, your consent remains valid to allow us to fulfill our legal retention obligations in accordance with laws and our retention schedules. It is important to note that your consent applies only to the purposes we have clearly disclosed to you. If we wish to use or disclose your personal information for other purposes, we will seek your consent again, except in the cases described in the following section.<\/p>\n [\/et_pb_blurb][et_pb_blurb title=”5.4 CASES WHERE WE DO NOT OBTAIN YOUR CONSENT:” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#e63912″ icon_placement=”left” content_max_width=”100%” _builder_version=”4.22.1″ _module_preset=”default” header_level=”h3″ header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.3em” body_font_size=”16px” global_colors_info=”{}” content__hover_enabled=”off|desktop”]<\/p>\n In certain specific situations where the law permits, we may use your personal information without obtaining your consent.<\/p>\n This may include:<\/strong><\/p>\n [\/et_pb_blurb][et_pb_divider color=”#e63912″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_divider][et_pb_text ol_position=”outside” module_id=”communiquer” _builder_version=”4.22.1″ _module_preset=”default” ol_line_height=”1.6em” header_font=”Merriweather|700||on|||||” header_text_color=”#e63912″ header_2_font=”Merriweather|||on|||||” header_2_text_color=”#e63912″ header_2_line_height=”1.4em” header_3_font=”|700|||||||” header_3_text_color=”#47525e” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_blurb title=”6.1 WHO WE MAY DISCLOSE YOUR PERSONAL INFORMATION TO:” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#e63912″ icon_placement=”left” content_max_width=”100%” _builder_version=”4.22.1″ _module_preset=”default” header_level=”h3″ header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.3em” body_font_size=”16px” global_colors_info=”{}” content__hover_enabled=”off|desktop”]<\/p>\n We may share your personal information with our affiliated companies as well as with other individuals or organizations if it is necessary to achieve the purposes listed in this section.<\/p>\n Here are some examples of potential recipients:<\/strong><\/p>\n [\/et_pb_blurb][et_pb_divider color=”#e63912″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_divider][et_pb_text ol_position=”outside” module_id=”proteger” _builder_version=”4.22.1″ _module_preset=”default” ol_line_height=”1.6em” header_font=”Merriweather|700||on|||||” header_text_color=”#e63912″ header_2_font=”Merriweather|||on|||||” header_2_text_color=”#e63912″ header_2_line_height=”1.4em” header_3_font=”|700|||||||” header_3_text_color=”#47525e” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_blurb title=”7.1 WE LIMIT ACCESS TO YOUR PERSONAL INFORMATION:” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#e63912″ icon_placement=”left” content_max_width=”100%” _builder_version=”4.22.1″ _module_preset=”default” header_level=”h3″ header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.3em” body_font_size=”16px” global_colors_info=”{}” content__hover_enabled=”off|desktop”]<\/p>\n We restrict access to your personal information only to individuals who need it to perform their specific duties. These individuals are granted access only to the information necessary to achieve the purposes listed in this section. This applies to all members of our team, as well as to our external suppliers and partners.<\/p>\n [\/et_pb_blurb][et_pb_blurb title=”7.1.1 CONFIDENTIALITY AND NON-DISCLOSURE OF INFORMATION” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#e63912″ icon_placement=”left” content_max_width=”100%” _builder_version=”4.22.1″ _module_preset=”default” header_level=”h3″ header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.3em” body_font_size=”16px” global_colors_info=”{}” content__hover_enabled=”off|desktop”]<\/p>\n Employees of the firm have signed a confidentiality and non-disclosure agreement regarding personal and sensitive information, including information about the firm\u2019s clients. They are bound by this agreement to use the information they have access to only for the firm\u2019s professional activities, in accordance with legislative, regulatory, and ethical requirements, and only for the purposes for which it was collected. Employees are also required to protect the integrity and confidentiality of the information they have access to and are not allowed to disclose this information unless expressly authorized by their manager or compelled by the application of a law.<\/p>\n [\/et_pb_blurb][et_pb_blurb title=”7.2 WE IMPLEMENT ROBUST SECURITY MEASURES:” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#e63912″ icon_placement=”left” content_max_width=”100%” _builder_version=”4.22.1″ _module_preset=”default” header_level=”h3″ header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.3em” body_font_size=”16px” global_colors_info=”{}” content__hover_enabled=”off|desktop”]<\/p>\n We have implemented several types of measures to protect your personal information from loss, theft, and unauthorized access, use, or disclosure.<\/p>\n Organizational Measures:<\/strong><\/p>\n Physical Measures:<\/strong><\/p>\n Technological Measures:<\/strong><\/p>\n [\/et_pb_blurb][et_pb_blurb title=”7.3 WE DISPOSE OF YOUR PERSONAL INFORMATION AFTER FULFILLING OUR OBLIGATIONS:” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#e63912″ icon_placement=”left” content_max_width=”100%” _builder_version=”4.22.1″ _module_preset=”default” header_level=”h3″ header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.3em” body_font_size=”16px” global_colors_info=”{}” content__hover_enabled=”off|desktop”]<\/p>\n We retain your personal information for as long as necessary to achieve the purposes listed in this section. Even if you are no longer our customer, we must keep your personal information in our client records in accordance with legislative and regulatory requirements, including for the purpose of ensuring its security, for the period required by law and regulation. However, we have established clear retention schedules to define these limits. Once the retention period has elapsed, we proceed to the permanent destruction of your personal information. This ensures that your data is protected even after its initial use.<\/p>\n In cases where personal information needs to be destroyed, the firm uses shredders on its premises or engages an external firm specialized in shredding.<\/p>\n [\/et_pb_blurb][et_pb_blurb title=”7.4 MODE OF COMMUNICATION” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#e63912″ icon_placement=”left” content_max_width=”100%” _builder_version=”4.22.1″ _module_preset=”default” header_level=”h3″ header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.3em” body_font_size=”16px” global_colors_info=”{}” content__hover_enabled=”off|desktop”]<\/p>\n The firm uses the Outlook messaging service to communicate with its clientele (actual and potential). It cannot guarantee the full security of this means of communication. In this context, when the consumer wishes to use this means of communication, they consent to the associated risks. The option of communication via regular mail is available.<\/p>\n [\/et_pb_blurb][et_pb_divider color=”#e63912″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_divider][et_pb_text ol_position=”outside” module_id=”droit” _builder_version=”4.22.1″ _module_preset=”default” ol_line_height=”1.6em” header_font=”Merriweather|700||on|||||” header_text_color=”#e63912″ header_2_font=”Merriweather|||on|||||” header_2_text_color=”#e63912″ header_2_line_height=”1.4em” header_3_font=”|700|||||||” header_3_text_color=”#47525e” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_blurb title=”8.1 CHANGE YOUR CONSENT:” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#e63912″ icon_placement=”left” content_max_width=”100%” _builder_version=”4.23″ _module_preset=”default” header_level=”h3″ header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.3em” body_font_size=”16px” global_colors_info=”{}” content__hover_enabled=”off|desktop”]<\/p>\n You have the option to modify your consent regarding the collection, use, disclosure, and retention of your personal information, subject to certain limitations.<\/p>\n Consent to do business with us:<\/strong> Consent to receive personalized offers and advice:<\/strong> [\/et_pb_blurb][et_pb_blurb title=”8.2 ACCESS YOUR PERSONAL INFORMATION AND HAVE IT CORRECTED:” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#e63912″ icon_placement=”left” content_max_width=”100%” _builder_version=”4.22.1″ _module_preset=”default” header_level=”h3″ header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.3em” body_font_size=”16px” global_colors_info=”{}” content__hover_enabled=”off|desktop”]<\/p>\n You have rights regarding your personal information, including the right to access this information, correct or update it, and receive a copy in a structured and commonly used technological format, such as a PDF file. If some personal information is publicly disclosed, you can request that it be removed from public disclosure, for example, removing a contest-related publication on our social media.<\/p>\n Here are the steps to process a request:<\/strong><\/p>\n [\/et_pb_blurb][et_pb_blurb title=”8.3 BE INFORMED IF AN AUTOMATED DECISION IS MADE:” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#e63912″ icon_placement=”left” content_max_width=”100%” _builder_version=”4.22.1″ _module_preset=”default” header_level=”h3″ header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.3em” body_font_size=”16px” global_colors_info=”{}” content__hover_enabled=”off|desktop”]<\/p>\n We will inform you if we make an automated decision about you. In some cases, we use your personal information to make a decision without human intervention. For example, some group insurance claims and individual insurance proposals are processed in this manner. You have the right to request the main reasons for an automated decision or to provide your observations to a member of our team.<\/p>\n [\/et_pb_blurb][et_pb_blurb title=”8.4 COMPLAINTS:” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#e63912″ icon_placement=”left” content_max_width=”100%” _builder_version=”4.23″ _module_preset=”default” header_level=”h3″ header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.3em” body_font_size=”16px” global_colors_info=”{}” content__hover_enabled=”off|desktop”]In the event of a dispute or complaint regarding the protection of personal information, the consumer or client is invited to consult the firm\u2019s dispute and complaint handling policy.<\/p>\n The policy is available on the firm\u2019s website at the bottom of the page \u2018Dispute Handling Policy and Complaint Resolution\u2019 or upon request:<\/p>\n By email : info@morinassurances.com<\/a> Our Privacy Officer is at your service. This person ensures that we comply with the rules described on this page and in accordance with the law. To contact our Privacy Officer, you can fill out our form or write to us at the following address:<\/p>\n [\/et_pb_text][et_pb_blurb title=”PRIVACY OFFICER” use_icon=”on” font_icon=”||divi||400″ icon_color=”#e63912″ content_max_width=”60%” _builder_version=”4.23″ _module_preset=”default” header_level=”h3″ header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.4em” body_font_size=”20px” text_orientation=”center” global_colors_info=”{}” content__hover_enabled=”off|desktop”]<\/p>\n Yvan Malouin [\/et_pb_blurb][et_pb_divider color=”#e63912″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_divider][et_pb_text ol_position=”outside” module_id=”references” _builder_version=”4.23″ _module_preset=”default” ol_line_height=”1.6em” header_font=”Merriweather|700||on|||||” header_text_color=”#e63912″ header_2_font=”Merriweather|||on|||||” header_2_text_color=”#e63912″ header_2_line_height=”1.4em” header_3_font=”|700|||||||” header_3_text_color=”#47525e” global_colors_info=”{}”]<\/p>\n Effective date of the policy:<\/strong><\/p>\n September 16, 2023<\/p>\n [\/et_pb_text][et_pb_text ol_position=”outside” module_id=”cookies” _builder_version=”4.23″ _module_preset=”default” ol_line_height=”1.6em” header_font=”Merriweather|700||on|||||” header_text_color=”#e63912″ header_2_font=”Merriweather|||on|||||” header_2_text_color=”#e63912″ header_2_line_height=”1.4em” header_3_font=”|700|||||||” header_3_text_color=”#47525e” global_colors_info=”{}”]<\/p>\n We use cookies to provide you with personalized information and enhance your online experience.<\/span><\/p>\n [\/et_pb_text][et_pb_blurb title=”WHAT ARE COOKIES USED FOR?” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#e63912″ icon_placement=”left” content_max_width=”100%” _builder_version=”4.23″ _module_preset=”default” header_level=”h3″ header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.3em” body_font_size=”16px” global_colors_info=”{}” content__hover_enabled=”off|desktop”]<\/p>\n Cookies are small files stored on your computer or mobile device when you visit web pages, such as those on our website. They serve various functions and play different roles.<\/p>\n These files provide valuable information about the browser you are using and the pages you have visited. You have the option to refuse or control these cookies (see the \u201cHow to Manage Cookies\u201d section below).<\/p>\n [\/et_pb_blurb][et_pb_blurb title=”ESSENTIAL COOKIES” use_icon=”on” font_icon=”R||divi||400″ icon_color=”#e63912″ icon_placement=”left” content_max_width=”100%” _builder_version=”4.23″ _module_preset=”default” header_level=”h3″ header_font=”|600||on|||||” header_text_color=”#e63912″ header_font_size=”20px” header_line_height=”1.3em” body_font_size=”16px” global_colors_info=”{}” content__hover_enabled=”off|desktop”]<\/p>\n The functional cookies we use are essential for navigating our website and cannot be disabled. Their main function is to ensure our compliance with specific standards and regulations, preserve your settings during your navigation, and present the site content in the correct format and language.<\/p>\n They enable:<\/p>\n [\/et_pb_blurb][et_pb_text _builder_version=”4.25.0″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\nFOUR ESSENTIAL PRINCIPLES<\/strong><\/h2>\n
1.WHO IS COVERED BY THIS STATEMENT<\/h2>\n
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2. HOW WE COLLECT YOUR PERSONAL INFORMATION<\/a><\/h2>\n
From Whom<\/h3>\n
In What Ways<\/h3>\n
3. WHAT PERSONAL INFORMATION WE COLLECT<\/h2>\n
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4. WHY WE COLLECT, USE, AND DISCLOSE YOUR PERSONAL INFORMATION<\/h2>\n
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5. WE ALWAYS OBTAIN YOUR CONSENT UNLESS PERMITTED BY LAW<\/h2>\n
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6. WE MAY DISCLOSE YOUR PERSONAL INFORMATION TO OTHER INDIVIDUALS AND ORGANIZATIONS<\/h2>\n
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7. HOW WE PROTECT YOUR PERSONAL INFORMATION<\/h2>\n
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8. YOUR RIGHTS<\/h2>\n
Withdrawing this consent may prevent us from offering our products and services to you in the future. However, we may be required to retain some of your personal information to fulfill our contractual and legal obligations.<\/p>\n
You can withdraw this consent at any time by calling us at 514 634-7115<\/a>.<\/p>\n\n
\nBy phone : 514 634-7115<\/a>[\/et_pb_blurb][et_pb_divider color=”#e63912″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_divider][et_pb_text ol_position=”outside” module_id=”question” _builder_version=”4.22.1″ _module_preset=”default” ol_line_height=”1.6em” header_font=”Merriweather|700||on|||||” header_text_color=”#e63912″ header_2_font=”Merriweather|||on|||||” header_2_text_color=”#e63912″ header_2_line_height=”1.4em” header_3_font=”|700|||||||” header_3_text_color=”#47525e” global_colors_info=”{}”]<\/p>\n9. HAVE A QUESTION OR COMMENT?<\/h2>\n
Morin assurance
2510 Notre Dame<\/span>
Lachine, Quebec<\/span>
H8S 2G9<\/span><\/p>\n10. REFERENCES OF INTEREST<\/h2>\n
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personal information Act, LQ 2021, c 25;<\/li>\n11. COOKIE USAGE POLICY ON OUR WEBSITE<\/h2>\n
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